February 11th, 2012
Signing a lease can be stressful, since many people don’t know how long they will be staying in one place. This makes agreeing to a set time frame difficult. My fiancé signed a 12 month lease earlier this year, but is now second guessing that decision because of a number of reasons that were unknown prior to signing the lease. Most apartments attempt to get each tenant to sign as long of a lease as possible by offering promotional deals, and my fiancé got a cheaper security deposit and a waived administrative fee for adding 2 months onto the length she initially wanted. Now she is considering breaking the lease and moving on to something different. The
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Tags: Lease
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February 8th, 2012
An agreement that could result in substantial principal reductions for some 850,000 underwater homeowners has reportedly been reached among state attorneys general and the nation’s largest mortgage servicers.
The agreement was announced Monday night by Iowa Attorney General Tom Miller, who has been leading the effort by state and federal officials to negotiate a settlement over the improper foreclosure practices that gave rise to the robo-signing scandal.
Would fund principal write-offs
The $25 billion settlement would reportedly be used to fund principal reductions averaging $20,000 each for some 850,000 homeowners in financial difficulty. Som Full Post…
Tags: Principal Reductions, Reductions
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January 25th, 2012
Although most of the customers are absolutely peeved with the way the banks have been hiking up the fees on their checking accounts and also phasing out the debit card reward programs, one group in particular seems to be enjoying a whole lot of benefits and perks – the college students.
As students are heading back to their campuses this year, banks are enticing them with products that have better terms such as a longer duration on the zero-interest promotional offers on credit cards, flexible debit card rules, and no-fee checking accounts. Most of these perks and benefits are designed for college students exclusively and are attached to checking accounts and credit cards that are meant for them. T
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January 12th, 2012
I talk a lot on this site about saving money, and for good reason. We must develop good saving skills in order to meet our goals, however, thats only one side of the coin.
As some of you know all too well, its hard to save money when there isnt much coming in. In order to save money, we need to be making money.
Some of us may feel stuck in a particular job or career that doesnt pay well. In that case, if youre looking for ideas for a career change and want to know about some well paying careers, then youve come to the right place.
Recently, Career Builder ran an article on MSN that described 30 jobs that pay between $30-$39 per hour. That tranlsates to salaries between $62,400 and $81,120. In most circles those would certainly be classifed as a well paying career. Career Builders list was interesting with a wide variety of jobs.

If youre looking to increase your knowledge and earn more money, then take a look at these positions that pay between $34-$39 per hour.
Heres the top 10 on Career Builders list from this article in terms of pay with a brief description of each field:
1. Clinical, cou Full Post…
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January 9th, 2012
A few years back, I tweeted about participating in a no-spend challenge. To my surprise, the owner of a coffee-shop in my area sent a tweet back berating me for encouraging others to do something that would hurt local businesses. While I firmly believe the shop owner was out of line it also illustrated how our spending (and saving) choices don’t take place in a vacuum. If you’re like me, you probably struggle on how to reconcile meeting our own personal needs and wants with how to support the local economy and our ideals.
Frugal living isn’t always about trade-offs, but you are often time making a choice, especially when it comes to spending your own money. For example, we could buy locally farmed beef and patronize the independent bookstore or save $100 month, not both. Unfor
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Tags: Spend, Spend Good
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