College students can get some of the best banking deals

January 25th, 2012

Although most of the customers are absolutely peeved with the way the banks have been hiking up the fees on their checking accounts and also phasing out the debit card reward programs, one group in particular seems to be enjoying a whole lot of benefits and perks – the college students.

As students are heading back to their campuses this year, banks are enticing them with products that have better terms such as a longer duration on the zero-interest promotional offers on credit cards, flexible debit card rules, and no-fee checking accounts. Most of these perks and benefits are designed for college students exclusively and are attached to checking accounts and credit cards that are meant for them. T

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Interactive Business Bullet: Eurozone, Oil, EasyJet and UK dividends

January 24th, 2012

Robert Miller with the main City and business news as many Asia markets are shut for the Chinese New Year Europe’s bourses hope for a speedy resolution of the terms for an orderly Greek sovereign debt default; the week-end attacks in Nigeria that claimed 200 lives have not yet affected the price of crude oil, despite the fact that the country is Africa’s largest crude exporter; the founder and largest shareholder in EasyJet, Sir Stelios Haji-Ioannou, tells the Sunday Telegraph he will vote against the senior directors’ pay awards and UK dividends hit a record in 2011 and could top £75bn this year.

Bankruptcy Choices: Chapter 7, or Chapter 13?

January 14th, 2012

Hi Erica,

What is the difference between Chapter 7 and 13 when it comes to the impact on your credit history? I dont want to get another credit card, but fear that, if I do not have one to deal with an emergency, I could be in trouble. I hated to file bankruptcy, but, even with two jobs, I was drowning. So I ended up with a Chapter 13. Im looking at retirement in 10 years. Will I have to wait that long for an improved credit rating? Dan

Dear Dan,

I’m glad you wrote, not only because I want to clear up your confusion, but also because bankruptcy is a fascinating subject. For instance, do you know that, when America was formed, its estimated that nearly two out of every three entering Europeans owed money in their native lands? T

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December Unemployment Rate at 8.5%

January 12th, 2012

New York – The U.S. Department of Labor reports that the nation’s unemployment rate in December fell to 8.5%, an increase of 0.2% over November’s 8.7%.

212,000 jobs were added to the U.S. labor force in December, compared to 120,000 jobs in November.  Overall, economists were forecasting a 150,000 increase in the unemployment rate for December.

The average work week rose to 34.4 hours in December, compared to 34.3 in the prior month.  Wages increased 0.2%.

While the news is encouraging, the U.S. economic recovery remains on a slow pace while the present administration in Washington continues to play party politics and Congress remains in a stalemate between Parties over economic stimulus and burgeoning U.S. bu

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Well Paying Careers: 30 Jobs That Pay $30 Per Hour

January 12th, 2012

I talk a lot on this site about saving money, and for good reason. We must develop good saving skills in order to meet our goals, however, thats only one side of the coin.

As some of you know all too well, its hard to save money when there isnt much coming in.  In order to save money, we need to be making money.

Some of us may feel stuck in a particular job or career that doesnt pay well.  In that case, if youre looking for ideas for a career change and want to know about some well paying careers, then youve come to the right place.

Recently, Career Builder ran an article on MSN that described 30 jobs that pay between $30-$39 per hour.  That tranlsates to salaries between $62,400 and $81,120.  In most circles those would certainly be classifed as a well paying career.  Career Builders list was interesting with a wide variety of jobs.

If youre looking to increase your knowledge and earn more money, then take a look at these positions that pay between $34-$39 per hour.

Heres the top 10 on Career Builders list from this article in terms of pay with a brief description of each field:

1. Clinical, cou Full Post…

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